ACI Universal Payments Getting Started

Getting Started

Important: The decommission of 3-D Secure V1 (3DS1) has started. Visa, Mastercard, American Express, JCB, Diners/Discover, Mada and Carte Bancaire have scheduled to decommission 3DS1 globally in October 2022. Customers are strongly recommended to implement 3-D Secure V2 if they have not already done so to ensure compliance with these requirements. Transactions that do not meet strong customer authentication (SCA) requirements will experience declines after this date. Please review our 3-D Secure V2 documentation for more information.

Please note that all instances of “ReD Shield” have been replaced with “Merchant Fraud Management".

The Open Payment Platform is a single unified RESTful API allowing access to the complete set of the Open Payment Platform features and frontend widgets. Choose an option below to get started.

Integration Options

COPYandPAY

COPYandPAY is our JavaScript payment widget that sends sensitive payment data directly from the shopper's browser to the Open Payment Platform.

Server-to-Server

Our Server-to-Server API allows payment acceptance services to be integrated directly, offering fully flexible workflows for frontend and backend processing.

Plugins

Our plugins, libraries & SDKs make it even more straight-forward to integrate to the Open Payment Platform.

Mobile SDK

Our Mobile SDK for Android and iOS makes it straight-forward to integrate to the Open Payment Platform for mobile devices.

ConnectUP

The ConnectUP API is consistent with our Server-to-Server API but caters specifically to transactions that originate from the merchant’s store – typically cards or QR codes. Both terminal-to-server and server-to-server messages are supported.

eSocket.POS

This API enables a POS application to integrate to eSocket.POS – an application that manages the payment portion of an in-person checkout process (including the driving of the payment terminal / PED)..

PayByLink

Pay by Link is a product where merchants can generate a payment link for their customers to pay using the link.

ReD Shield

ACI ReD Shield is a real-time fraud prevention solution tailored to the needs of eCommerce merchants and payment service providers (PSPs).

Smart Engage

ACI Smart Engage is a unique platform that lets you drive revenue straight from engagements with your loyalty and mobile app users.

Useful Information

API Reference

Read our API specifications for parameter formats and descriptions.

Reporting

The Open Payment Platform provides a number of options for obtaining information back from the system. Our reporting section describes how.

Support

Read our frequently asked questions or receive further information in our support section.

Other guides

Single Sign On

Read our guide on how to use our authentication service to achieve single-sign-on across platforms

Webhooks

Webhooks allows the setup of a url that will be sent notifications of events on the platform.

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